FEMA Individuals and Households Program (IHP)

SEQUENCE OF DELIVERY

Voluntary Agencies
Emergency food, shelter, clothing, medical needs

       

Insurance
Homeowner, rental, etc.

                     
                     

FEMA Housing Assistance
can receive award in more than one category

  1. Temporary Housing
    Lodging Expenses
    Rental Expenses
    Direct: Mobile Homes / Trailers
  2. Repairs
  3. Replacement
  4. Permanent Housing Construction
 

SBA Loan for personal Property

Loans to owners or renters for up to $40,000

 

FEMA/State
Other Needs Assistance
(not dependent on SBA loan denial)


  • Medical Expenses
  • Dental Expenses
  • Funeral Expenses
  • Other miscellaneous items
(Disaster created needs)
 
  If declined by SBA, a referral is made to ONA for further property assistance >  
                     

SBA Loan for Real Property
(For Real Property damage over $5000)

Homeowner loans to $20,000

 

FEMA/State
Other Needs Assistance
(Dependent on SBA loan denial)


  • Personal Property
  • Transportation
  • Moving and storage
  • Group flood insurance
  < If applicant has already received maximum award amount* and there is still a need
If declined by SBA, and there is still a serious repair need, a referral is made to VAL >   If applicant has received maximum award amount* or the need is not covered under ONA program, a referral is made to VAL >   Unmet Needs
Voluntary agencies to assist with further other needs
                     
Unmet Needs
Voluntary agencies to assist with further other needs
  Unmet Needs
Voluntary agencies to assist with further other needs
  Cora Brown Fund
                     
Cora Brown Fund   Cora Brown Fund